Personal Loan and Line of Credit
Why Phoenix Nexus
- Customizable loans from $3,000 to $100,000 and flexible terms from 12 to 84 months.
- Fixed interest rates and relationship discounts for qualified customers.
- No origination fee, no closing fee, and no prepayment penalty.
- Often on the same or next business day, if approved.
- Staying informed
- 24/7 on time services
Everyone's financial situation differs; it is important to recognize what you can comfortably afford to borrow. In general, the loan amount you can afford depends on four factors:
- Your debt-to-income ratio, which is your total monthly payments as a percentage of your gross monthly income
- The amount of cash you have available for a down payment and closing costs
- Your credit history
- The value of the property you are purchasing
- For a better understanding of how much you can afford to borrow, use Discover’s Affordability Calculator.
Repay a personal loan in terms of 12-84 months. Rates range from 5.74% to 19.99% Annual Percentage Rate (APR)5, which includes a relationship discount of 0.25%. No origination fee or prepayment penalty. Representative example of repayment terms for an unsecured personal loan: For $12,000 borrowed over 36 months at 11.99% APR, the monthly payment is $399. This example is an estimate only and assumes all payments are made on time.
More Asked Question
Phoenix Nexus is an advanced financial system launched to eradicate monopoly on monetary system and for that purpose, a system comprises of artificial Intelligence and complex computer programs fully backed by banks is needed. Phoenix Nexus would be a break through in the world of banking which will lead to a new era of banking. Phoenix Nexus will not be influenced by Government policies, rather it will be entirely backed by tangible assets like Gold, Platinum, Oil and will not be based upon mere piece of papers which have no evidentiary value.
First of all, use the "Password Recovery" option. If not enough, contact us through the support center to share your personal and account information. To contact us, use the email address used to register your account.
Kindly login to your Phoenix Nexus Online Wallet. go to Security. Navigate to the Change Password Tab.